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Understanding Student Loans
Stafford Loans are federal student loans backed by the U.S. Government that have fixed, low interest rates and are used expressly for paying for college costs such as tuition, room and board, and other school expenses.
Understanding Private Student Loans
Save time and money by comparing multiple student loan options from a variety of leading lenders, such as banks, government loans. SimpleTuition's student loan comparisons help students and families understand the financial aid and borrowing process, including when to use private student loans. Simply enter the amount you need to borrow and a little bit about yourself, when you need the student loans, and where you go to school to see a customized list of private student loan options.
Some Options to Consider
- Private student loans are used expressly for paying for college costs such as tuition, room & board, and other expenses.
- Private student loans should supplement federal or government student loans. These loans are at a "fixed' rate.
- Private student loans are taken out from banks, lending companies or other private entities, in the student's name, usually with a co-signer.
- Student loan payments can be deferred while the student is enrolled in school. Students must be enrolled at least part-time.
